Splitit Alternatives and its features



Splitit is an online payment platform that offers consumers a way to pay for purchases using their existing credit cards. It works similarly to other online payment platforms, but with one key difference – it splits the total purchase cost into four equal payments, each billed on the customer’s card at two-week intervals. It allows customers to access large purchases without waiting to save enough money.

 Splitit also offers merchants an additional marketing opportunity, as they can offer customers zero-interest financing plans and promotional offers that can help boost sales. Furthermore, the platform provides merchants with enhanced security measures and fraud prevention tools, making it a safe and secure solution for buyers and sellers. On top of that, Splitit charges no extra fees or hidden costs beyond its standard transaction fee, making it one of the most cost-effective payment solutions available.

Splitit Features

  • Security & Fraud Prevention
  • Acceptance & Eligibility
  • Customer Support Services

Splitit Alternatives



Klarna is an attractive alternative to Sezzle, allowing customers to purchase items from participating merchants at no upfront cost. Klarna offers a range of payment options, including Pay in 30 Days and Slice It. Pay in 30 Days allows customers to pay for their items within 30 days of the purchase date. The Slice It option breaks down the total cost into four equal payments over six weeks, allowing customers to withdraw their charges without interest or fees.

In addition to providing flexible payment plans that appeal to customers, Klarna also provides retailers with features such as fraud protection and analytics tools. Retailers can also benefit from Klarna’s marketing campaigns which feature discounts and other promotions based on customer preferences. Furthermore, merchants can access real-time sales reports to keep track of orders in near-real time and optimize their operations accordingly.

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 Klarna features

  • Payment Plans
  • Interest-Free Options
  • Instant Decisions
  • Flexible Credit Limit
  • Account Management



Divido is an online platform that allows customers to apply for credit and then split the payments with the merchants. It provides flexible payment solutions, such as 0% interest finance, buys now pay later (BNPL), and installment plans. With Divido, customers can spread their payments over up to 12 months without additional costs or fees. Customers must select their purchase amount and desired repayment plan at checkout, verify themselves electronically and complete their purchase in minutes. Merchants benefit from a quick sign-up process, fast setup time, and no hidden fees or charges for using Divido’s services. It makes it ideal for those looking for convenient payment options but needing access to traditional financing options.

 Divido features

  • Platform Overview
  • Credit Scoring & Risk Analysis
  • Versatile Payment Solutions
  • Transaction Reporting
  • Security Protocols



Laybuy is an online payment platform that provides customers with a convenient buy now, pay later experience. It allows shoppers to spread the cost of their purchases into six equal payments with no additional charges or interest. Payments can be made via credit/debit card, direct debit from a bank account, or Laybuy’s app. Customers receive their goods immediately and can opt for automatic payments on their chosen dates.

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Laybuy also offers its merchants a complete checkout solution which includes customer support services and real-time reporting tools. Merchants benefit from reduced processing fees over traditional payment solutions and no chargeback risks due to Laybuy’s guarantee of payment for goods purchased using the service. The platform also has built-in fraud protection measures and supports multiple currencies, making it ideal for international merchants utilizing this payment option.

Overall, Laybuy provides an easy and secure way for customers to purchase items without paying large sums upfront while giving merchants access to a wide range of features designed to reduce processing costs and increase sales conversion rates.

Laybuy features

  • Payment Plans: Flexible and affordable
  • Benefits: No risk to merchants or customers
  • Shopping Experience: Simple and secure
  • Security Measures: Fraud protection, data encryption
  • Customer Support: 24/7 assistance
  • Allowing stress-free shopping

Zip Pay

Zip Pay

Zip Pay is an Australian platform enabling customers to shop online and pay later. It has been developed to offer online shoppers flexible and convenient payment options. The service allows customers to purchase items without having to pay upfront but rather by setting up a pre-approved credit limit that they can use for their purchases over time. Customers can then spread the cost of their purchases over multiple payments instead of paying it all at once. It helps customers with budgeting and managing their finances while still being able to purchase what they want.

Zip Pay also offers interest-free repayment periods, so customers don’t have to worry about extra costs when making payments. Additionally, the platform has automated reminder notifications so that customers are alerted when their repayments are due or if they need to adjust their repayments to stay on top of their finances. Furthermore, Zip Pay provides users with a secure transaction system, ensuring that personal data is kept safe from hackers or malicious people looking to access financial information.

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Finally, Zip Pay allows users to easily manage their purchases through one online account where they can track spending habits and keep an eye on future payments’ due dates and amounts; this makes budgeting much easier for its users.

Zip Pay features

  • Payment Options
  • Security Features
  • No Interest Charges
  • Rewards Program



Affirm is an online payment platform allowing customers to make purchases and pay for them monthly. It offers consumers flexible payment plans with no hidden fees or interest rates, and it can be used at thousands of retailers across the United States. Affirm also allows customers to check out with a single click, which makes shopping easier and faster. 

Additionally, Affirm provides shoppers with personalized financing options so they can find the best terms for their budget. Security is also important when using this service – all customer data is encrypted, and the company works hard to protect against fraud. Lastly, Affirm has an excellent customer service team available 24 hours daily if you have any questions or issues while purchasing.

Affirm Features

  • Payment Plans
  • Financing Benefits
  • Flexible Payments
  • Risk-Free Shopping
  • Security of Funds
  • Customer Support
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